The AI assistant that manages your finances, prevents disputes before they happen, reads your contracts, defends your rights, and fights your corner when things go wrong.
Every day, you waste hours on repetitive tasks that could be automated
Name, address, date of birth, email... How many times have you typed these this week?
Passwords, PINs, security questions spread across notes, emails, and your memory.
Companies hold your data hostage. Exercising GDPR rights is a nightmare.
Everything you need to manage your digital life
Fill any online form in seconds. Our AI learns field mappings and auto-completes intelligently.
Get car insurance quotes from every provider simultaneously. One click, 40 applications.
See who has your data. Exercise your rights to access, delete, or export with one click.
Bank-grade encryption for passwords, PINs, card details, and sensitive documents.
AI analyzes your current arrangements and suggests better deals on insurance, utilities, and more.
Never miss a renewal. Get alerts 30 days before with better alternatives already found.
Track overdraft charges, penalties & hidden fees. Calculate what you've paid and dispute unfair charges automatically.
Get warned before you go overdrawn. See upcoming payments vs balance. Avoid costly overdraft fees entirely.
Unfair fees? S3CU generates FCA-compliant dispute letters citing relevant regulations. Most banks refund to avoid escalation.
UK banks charge over £1.2 billion in overdraft fees annually. S3CU calculates exactly what you've paid, identifies unfair charges, and disputes them for you.
See exactly how much you've paid in overdraft interest. Compare against FCA guidelines for fair pricing.
Failed payment fees, returned item charges, daily overdraft fees - all tracked and totalled automatically.
Foreign transaction fees, ATM charges, account maintenance fees - we find charges you didn't know you were paying.
Generate FCA-compliant complaint letters citing BCOBS rules. Most banks refund fees rather than face regulatory scrutiny.
S3CU handles the entire dispute process automatically - from initial complaint to Financial Ombudsman escalation. You approve, we execute.
S3CU scans your bank statements and identifies all charges
Calculates totals, flags unfair charges against FCA guidelines
Creates BCOBS-compliant complaint letter with evidence
Monitors 8-week deadline, logs all bank responses
Auto-generates Ombudsman complaint if bank refuses
78% of disputes result in full or partial refund. FOS rules in consumer favour 65% of the time.
Car insurance, MOT, road tax, passport renewal, boiler service - S3CU tracks everything that expires and reminds you before it's too late.
45% of UK households have pets - Pet insurance pays as well as home insurance. Don't miss renewals!
First reminder with comparison quotes already prepared
Follow-up with best deal highlighted, one-click to switch
Urgent reminder - still time to avoid lapse or penalty
Final alert with direct links to renew or pay
Book now - 3 garages nearby with availability
Current: £580 → Best quote: £340 (Admiral)
Current: £42/mo → Best quote: £28/mo (PetPlan)
Current: £320/yr → Best: £245/yr (Aviva)
Review excess levels - could save £180/yr
Expires before your Spain trip - renew now
S3CU doesn't just remind you - it books appointments automatically and syncs everything to your calendar. No phone calls, no waiting on hold.
Set your preferences once. S3CU finds availability, compares prices, and books automatically when renewals are due.
Nearest garage, best price
Gas Safe engineers
NHS or private
Specsavers, Vision Express
Vaccinations, checkups
NHS app integration
Your preferred salon
Cleaners, gardeners
Every deadline, appointment and reminder syncs automatically to your preferred calendar. Never miss anything.
Real-time sync
iCloud sync
Work & personal
Any calendar app
S3CU checks your calendar before booking. Appointments scheduled around your availability - never double-booked.
Preferred providers, locations, times, budget limits
Tracks all deadlines, renewal dates, service intervals
Finds availability, compares options, books best slot
Appointment added to your calendar with reminders
Billions in tax refunds and VAT go unclaimed every year. S3CU identifies what you're owed and automates the claim process.
Overpaid tax? Wrong tax code? S3CU analyses your P60, P45, and payslips to identify refunds you're owed.
Claim tax relief on work expenses your employer doesn't reimburse. Most employees miss out on hundreds.
Tourist VAT refunds, business VAT reclaims, and cross-border purchase refunds - all automated.
S3CU pre-fills your self assessment with income, expenses, and allowable deductions already calculated.
Wrong council tax band? Missing single person discount? S3CU checks and claims refunds automatically.
Mis-sold insurance, packaged bank accounts, or car finance? S3CU identifies and submits claims.
Upload P60s, payslips, receipts, or connect bank accounts. S3CU extracts all relevant data.
AI analyses your tax situation against HMRC rules, finding overpayments and missed allowances.
Pre-filled P87, P85, R40 forms ready for submission. All calculations done automatically.
Submit directly to HMRC or download for manual submission. Track status until refund arrives.
No win, no fee - we only charge if you get money back
S3CU doesn't just store your data - it actively protects your interests. From chargeback disputes to unfair contract terms, we've got your back.
Disputed a transaction? S3CU stores all your transaction proofs, receipts, and correspondence. Build your case with timestamped evidence.
Upload any contract and our AI highlights the gotchas - auto-renewal traps, hidden fees, unfair terms. Know what you're signing before you sign.
Generate professional dispute letters, complaint responses, and escalation emails. Our AI drafts compelling arguments using your evidence.
Every receipt, confirmation email, and delivery proof automatically organised. When merchants say "prove it" - you can, instantly.
Consumer Rights Act, Section 75, chargeback rules - S3CU knows them all. Get instant guidance on your legal options for any situation.
If it comes to legal action, S3CU helps prepare your case. Generate evidence bundles, timeline documents, and claim summaries automatically.
Every time you sign up for a service, S3CU tracks the terms you agreed to. If they change the rules unfairly, breach their promises, or violate your rights - you'll have timestamped proof of exactly what you signed up for.
Pay.UK, Direct Debit Guarantee & Section 75
Full refund for any payments taken in error. S3CU tracks all your Direct Debits and initiates claims instantly.
Sent money to the wrong account? S3CU guides you through Pay.UK's Confirmation of Payee and recovery process.
Purchases over £100 on credit card? Your card provider is jointly liable. We draft the claim letter for you.
Goods not received? Not as described? S3CU manages Visa/Mastercard chargeback claims with timestamped evidence.
S3CU monitors your accounts and alerts you to incorrect or unauthorised payments
We determine if Direct Debit Guarantee, Section 75, or Chargeback applies to your case
One click generates compliant claim documentation with all required evidence attached
Monitor claim progress. If rejected, escalate to Financial Ombudsman with documentation ready
Direct Debit indemnity claims processed within 2 working days
Authorised Push Payment fraud reimbursement under new Pay.UK rules
Financial Ombudsman complaint ready if bank refuses valid claim
Three steps to take control of your data
Passport, driving licence, utility bills, insurance policies. Our AI extracts and organizes everything.
Our extension detects forms and auto-fills them. It learns your preferences and gets smarter over time.
Forms fill instantly. Better deals appear automatically. Your GDPR rights are always one click away.
Stop wasting hours on repetitive tasks. S3CU remembers everything so you don't have to.
Job applications, insurance quotes, hotel bookings - done in seconds
One click sends your details to every major insurer
Request, export, or delete your data from any company
Proactive alerts with better alternatives already found
Transaction proofs, contract terms, and AI-powered defense letters
Handle data subject requests automatically. Maintain audit trails. Stay compliant without the paperwork.
Access, rectification, erasure requests processed automatically
Every consent timestamped, versioned, and legally defensible
Secure storage for employee PII with role-based access
Standard contractual clauses and adequacy decision tracking
Feed it your signups, subscriptions, and bank data. It searches for better deals, calculates smart savings, and automates the switch.
"I connected my bank and S3CU found 12 subscriptions I'd forgotten about. It cancelled 3 I wasn't using and found cheaper alternatives for 4 more. All I did was click 'approve'."
"Every time a renewal came up, S3CU had already searched 40+ providers and prepared a comparison. My car insurance dropped from £580 to £340 with one click."
"S3CU knows my energy usage, broadband speed needs, and insurance requirements. It found better deals on everything and handled all the switching forms automatically."
Link bank accounts via Open Banking, upload bills, or forward confirmation emails. S3CU builds your financial picture.
S3CU continuously searches for better deals on your subscriptions, utilities, insurance, and more. Always looking for savings.
Found a better deal? S3CU auto-fills the signup forms, handles cancellation, and manages the entire switch. You just approve.
Know who has your data. Control how it's used. Exercise your rights with one click.
Request a copy of all data any company holds about you
Correct inaccurate personal data held by any organisation
Request deletion of your data - the "right to be forgotten"
Export your data in a machine-readable format
S3CU tracks every company you've shared data with. See consent status, request history, and exercise your rights - all from one dashboard.
Take Control of Your DataStart free. Upgrade when you need more.
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Join thousands who've stopped wasting time on forms and started exercising their data rights.